All financial institutions are under enormous pressure to bring their core system up to speed in regards to the updated guidelines set forth by the FFIEC. SafetyPay has begun its proactive campaign in helping financial institutions monetize while enhancing their online banking platform. SafetyPay is a fully compliant e-payment enhancement solution, which embraces a bank’s intelligent fraud prevention strategy. Through SafetyPay’s ePayment solution, banking customers are able to shop online paying directly from their online bank account without ever disclosing personal financial information. With SafetyPay’s unique revenue sharing model, all of their participating banks are now able to generate new income through adopting the enhancement solution that simply “bolts” on to the current online banking platform.